The Fessler Agency, Inc. Logo


3165 N McMullen Booth Rd G-2
Clearwater, FL 33761

Commercial Insurance

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Insurance Coverage Tailored to Your Business Needs

Our ability to understand our client’s need is best reflected in our specialization in the commercial and industrial fields. We present coverage alternatives and solutions tailored to your business requirements and evaluate your insurance regularly to see that it keeps up with your changing needs. If bonding is required, we supply fidelity and surety placements.

When your insurance program is designed to meet your needs, you can focus on your business.

  • Specialized Business Packages
  • Commercial Property
  • Equipment Breakdown
  • General Liability
  • Equipment and Inland Marine Coverage
  • Ocean Cargo/Warehouse
  • Boiler & Machinery
  • Business Automobile
  • Workers Compensation
  • Professional Liability
  • Directors & Officers
  • Commercial Excess Liability
  • Builders Risk
  • Surety & Fidelity Bonds
  • Flood
  • Hotel Pro

Direct Reporting Claim Numbers

Ameritrust Insurance 800.825.9489
Assurant Flood 800.423.4403
Bridgefield, Florida Retail (Summit) 800.762.7811
Employers 866.563.2757
FCCI 800.226.3224
Liberty Mutual 800.362.0000
Mercury 800.987.6000
Nationwide 800.421.3535
Progressive 800.274.4499
Summit 800.762.7811
Travelers 800.238.6225
Wright Flood 800.725.9472

Online Payments

The following companies accept payments online. Click on your company to make a payment.

Exposure Identification

Your account team completes a through risk-management review. We analyze exposures, drawing on the expertise of other Fessler professionals. We research your loss histories; reducing hazards through sound loss control measures, and develop options for both coverage’s and funding of the insurance program.

  • Assess your company’s safety culture
  • Provide a comprehensive safety program analysis
  • Assess your risk control and loss preventative procedures
  • Review your employment practices

Using currently valued 5-year claim history, we review claims management and reserves and review your workers compensation experiences modifier calculation.

Marketing Negotiations with Insurance Carriers

Our task is to represent your needs in such a thorough fashion that underwriters desire your risk and are willing to provide a competitive price to obtain it. We market your account to only A-rated carriers with the goal of delivering the best protection for the best price.

Claims Analysis and Assistance

A dedicated claim specialist is assigned to your account to monitor and track your claims. This ensures your claims are properly monitored. This process can discover any claim inefficiencies which lead to lower claim costs for you.

Education & Knowledge Sharing

We update you on developments in the insurance industry through our personal meetings with you, regular reports, newsletters and seminars

Insurance Program Design Analysis

  • Analysis of coverages, costs and retention levels
  • We establish Stay at Work programs at your workplace. By keeping claims to medical- only 30% of the claim is counted in calculating your experience mod factor.
  • We create a known program that makes all employees aware that fraud will not be tolerated.

Recommendations and Action Plan

We will provide you with our recommendations and suggested risk management plan.